Church Investors Fund

Disclaimer

Disclaimers
(United States)

  • This is neither an offer to sell nor a solicitation of an offer to buy Church Investors Fund Certificates. Such an offer is made only by an Offering Circular and only in those states where Church Investors Fund securities may lawfully be offered or sold.
     
  • Church Investors Fund Certificates are not insured by the F.D.I.C., any state bank insurance fund, or any governmental agency.
     
  • Please review our Annual Report/Offering Circular carefully before investing. A hard copy may be obtained from our office by calling 1-800-543-2343 or by e-mailing a requestor you may visit our Downloads page and read a copy on-line.
     
  • Visitors to this site are welcome to review the information contained herein, however, Certificates are available for purchase only if (1) prior to receiving an Offering Circular you were a member of, a contributor to (including an investor), or a participant in the North American Baptist Conference (NAB Conference), Church Investors Fund or in any program, activity, or organization that is a part of the NAB Conference or Church Investors Fund, or (2) you are an ancestor or descendant of such a person. Institutional Certificates and Building Fund Certificates are available only to NAB Conference affiliated organizations, such as churches, schools, camps and nursing homes. Certificates are not available in all states.
     
  • Church Investors Fund Certificates are offered and sold through our officers and employees.  There are no underwriters or outside selling agents involved in this offering, and we will pay no commissions or underwriting expense.
     
  • Church Investors Fund reserves the right to discontinue offering these certificates at any time.
     
  • Church Investors Fund is not in the business of providing legal or tax advice. For specific legal or tax questions we strongly suggest that you contact your legal or tax counsel.
     
  • The investments offered in Church Investors Fund are unsecured obligations.
     
  • If Church Investors Fund has to foreclose on a property, it may not be repaid in full.
     
  • Church Investors Fund lending activity may be in areas of adverse economic conditions and declining real estate values.
     
  • Church Investors Fund may experience cash shortages depending on the timing of loan repayments, maturing obligations, and new sales of securities (including renewals).
     
  • Ability of churches to pay loans depends on contributions.
     
  • Church Investors Fund invests its reserve funds in marketable debt and equity securities. There may be market risk associated with the investment. A small portion of this money may be in invested securities of entities that you may not personally endorse or recognize as Christian values.
     
  • Other securities may have better terms.
     
  • Interest is normally taxable but may be deferred in certain qualified retirement plans.
     
  • Other risks and terms are contained in the Offering Circular.

Disclaimers
(Canada)

  • Church Investors Fund securities are not insured by the C.D.I.C or any other federally regulated financial institution.
     
  • Please review the Church Investors Fund Annual Report/Subscription Agreement before investing. A hard copy may be obtained from our office by calling 1-800-543-2343 or by e-mailing a request,  or you may visit our Downloads page and read a copy on-line.
     
  • Visitors to this site are welcome to review the information contained herein, however, Bonds and Agreements are available for purchase only if (1) you were a member of, a contributor to (including an investor), or a participant in the North American Baptist Conference (NAB Conference), Church Investors Fund or in any program, activity, or organization that is a part of the NAB Conference or Church Investors Fund, or (2) you are an ancestor or descendant of such a person (brothers, sisters, aunts, uncles, nieces, nephews, or first cousins). Institutional Bonds and Building Fund Bonds are available only to NAB Conference affiliated organizations, such as churches, schools, camps and nursing homes.
     
  • Church Investors Fund is not in the business of providing legal or tax advice. For specific legal or tax questions we strongly suggest that you contact your legal or tax counsel.
     
  • The investments offered in Church Investors Fund are unsecured obligations.
     
  • Foreclosure may not be a sufficient remedy.
     
  • Church Investors Fund lending activity may be in areas of adverse economic conditions and declining real estate values.
     
  • Church Investors Fund may experience cash shortages depending on the timing of loan repayments, maturing obligations, and new sales of securities (including renewals).
     
  • Ability of churches to pay loans depends on contributions.
     
  • Church Investors Fund invests its reserve funds in marketable debt and equity securities. There may be market risk associated with the investment. A small portion of this money may be in invested securities of entities that you may not personally endorse or recognize as Christian values.
     
  • Other securities may have better terms.
     
  • Interest is normally taxable, but may be deferred in certain qualified retirement plans.