About Church Investors Fund

Who We Are

About Church Investors Fund

Church Investors Fund is a not-for-profit financial institution, an affiliated organization of the North American Baptist Conference. (Click here to view our 40th anniversary timeline.)

Our mission is to assist local churches within the United States and Canada with facilities development – helping them respond to God’s call to make disciples.

Our primary purpose is to help spread the gospel of our Lord Jesus Christ by providing financing for the acquisition, construction and remodeling of churches, parsonages and other projects for NAB churches and organizations to enable them to expand their ministries. These funds are made available by offering competitive investment opportunities for the constituency of the North American Baptist Conference and those associated with an NAB organization.

“Investing according to your values doesn’t mean suspending your common sense.”
It is wise to investigate the financial condition and operations of any organization before you invest in it. Efficient and honest management is a top commitment for our fund. We keep overhead low so we can pass interest benefits to our investors and churches.

Our offering must meet specific registration requirements or be exempt from registration before we can offer investments in most states and provinces. Since our beginning in 1973, Church Investors Fund has never lost money on our loan portfolio or defaulted on a payment. Read our Annual Report/Offering Circular (US) or Annual Report/Subscription Agreement (Canada) to learn more about our operations in detail. We are not insured by the FDIC or SIPC (US) or the CDIC (Canada).

“Do your investments reflect your values?”

There are many places to invest your money – but what are you really investing in? Is it something you can believe in? When you invest with Church Investors Fund your money is on loan to build churches. It provides sanctuaries for growing congregations, classrooms for children and adults alike to learn about Christ and gymnasiums for outreach. It spurs effective ministry and growth by providing the facilities churches need. For some churches, financing through Church Investors Fund is their only option.

With your help, individuals, churches and entire communities are changed.

“Church Investors Fund’s lending process is an example of careful and compassionate management.”

When a church needs to expand, it can count on us as a partner in ministry. We lend funds only to North American Baptist (NAB) and like-minded churches and ministries, and only to those that meet our lending requirements.

We also help churches plan and evaluate projects. By working with the church’s Association, Regional Minister and the NAB conference office supporting church health, we create a support team that nurtures a church through the entire expansion process.

“Church Investors Fund sees our customers as partners in ministry.”

Investors, borrowing churches, and Church Investors Fund – We all work together toward one common goal: Helping spread the gospel of our Lord Jesus Christ.

We see our customers as partners in ministry. You are important to us as people and we hope our services and interactions with you demonstrate that.

Investing in Church Investors Fund is investing in something you can believe in.

Church Extension Investors Fund, Inc, d/b/a Church Investors Fund

Our Heritage

In September of 1971, Rev. Lyle Wacker, Director of Church Extension, presented a report which outlined the capital funding needs of the NAB Conference for their next five year period. Based on the NABC (North American Baptist Conference) starting 27 new churches over that five year period, and assuming an investment in land and buildings of $25,000 per project, the anticipated capital funding required for that stated period of time would have been $675,000. The Church Extension Revolving Fund was then able to provide for a portion of the capital funding needs, based on their cash inflow from interest and principal payments on outstanding loans. In addition, there was $100,000 in the Revolving Loan Fund. The estimated capital funds needed were then estimated to be around $200,000. The obvious question became, “Where do these funds come from -or- do they cut back eight projects from the Church Extension programs?”

A committee consisting of Edwin Marlein, Lyle Wacker, Mary Leypoldt, Gideon Zimmerman, John Binder, Kenneth Miller, Richard Schilke, Robert Mayforth and Milton Hildebrandt were appointed to explore the means by which additional sources of capital funds may be obtained, in order that Church Extension could effectively implement its projected plans. To start, the committee looked at the programs being used by several other denominations. After a thorough investigation, it was determined that a program similar to one used by one of the denominations they researched, would be the best route to pursue.

An implementation committee, consisting of Lyle Wacker, Robert Mayforth, Everett Barker, Stanley Johnson and Milton Hildebrandt, was formed to work out the plan and details of this new organizational idea which was introduced at the 1973 General Conference. From the very beginning, the committee established proper controls to help reduce risk and ensure compliance to all governing bodies – Controls still practiced today.

CEIF was a pioneer in ensuring that its securities offerings complied with government laws. CEIF has served as an example to many other funds.

The Fund was incorporated in 1973 after receiving blessings from the General Council, and came to be known as Church Extension Investors Fund (CEIF), the financing ministry of the NAB Conference. The fund was organized as a not-for-profit corporation under the statutes of the State of Illinois. CEIF supports itself independently of the NAB.

CEIF was built upon the dream that funds for future building projects would come from people who would invest in bonds or certificates, receive interest on their investments, and know their funds were being used for a certain period of time to build churches. Some of CEIF’s founders dreamed the fund might grow to $5,000,000 in assets. God has blessed this ministry more than they could have ever imagined.

Today, the organization is commonly known as Church Investors Fund and:

  1. Finances established churches and NAB ministries as well as church plants.
  2. Has over $100,000,000 in assets combined in U.S. and Canada.
  3. Has financed over 400 projects since inception.
  4. Has extended $100s of millions in loans.

Our Creed

God

Our primary purpose is to help spread the gospel of our Lord Jesus Christ. We do this by providing financing for the acquisition, construction and remodeling of churches, parsonages and other projects for NAB churches and organizations, enabling them to expand their ministries. These funds are made available by offering competitive investment opportunities for the constituency of the North American Baptist Conference and those associated with an NAB organization. We will show good stewardship in the way that God calls us to serve Him and the way He calls us to share this knowledge with others. We support God’s work through a tithe on our earnings.

Investors

Church Investors Fund views our investors as partners in ministry. We all work together toward one common goal: Helping spread the Gospel of our Lord Jesus Christ. We are responsible to our investors morally, financially, spiritually and ethically. Everything we do must be of the highest quality and done in a way that brings glory to God. We must provide honest and ethical service that is prompt and accurate. Our clients will be treated at all times with the same love and kindness that God has shown each of us. We will diligently work to take the necessary steps to protect their investments. We will recognize that this is money that God and our investors have entrusted to us and will work to honor this trust. We must constantly strive to be more efficient with our investor’s dollars.

Churches

Our mission is to assist local churches within the United States and Canada with facilities development – helping them respond to God’s call to make disciples. We work with the NAB Conference office, the Regional Minister of each Association and the leadership of each church in supporting church health. We create a support team that nurtures a church through the entire expansion process. It is our desire to help our churches plan and evaluate building projects by doing what is in our power to help them make the best financial decisions. Our aim is to provide them with the greatest chance to grow God’s Kingdom in the way in which He has called them to do so. We feel responsible for providing financial awareness for pastors, church leadership, fellow believers, and the entire body of Christ. We are held accountable by God to practice and teach good stewardship as He has called us to do.

Co-workers

We aim to be mindful of any possible way to aid each employee towards fulfilling God’s calling in their lives. We strive to help enable them in fulfilling His will for them and their family. We must provide them competent leadership and hold each one to a high moral, spiritual and ethical standard. We are to encourage each employee to grow spiritually as well as provide opportunities for professional growth. We look to provide them with the tools that they need to serve God and our clients in the best possible way. We offer wages that are both fair and adequate that provide a sense of security. It is our responsibility to create opportunities for them to be able to save for their future. We recognize everyone’s contribution to the organization in helping to grow the Kingdom of God.

Investor Testimonials

“That is the way I feel about the CEIF staff – serving faithfully, doing an excellent job and one important note “taking good care” of all investors' money. ”

Connie Salios

“I am VERY grateful for CEIF and have been pleased with your ministry over the years! God bless you all. Psalm 115:15.”

Pastor Larry Burd

“In 1988-1989, with the help of a loan from CEIF, First Baptist Church of Arnprior, ON was able to enlarge and renovate its sanctuary. We are still enjoying that sanctuary in March 2013. Thank you CEIF.”

Eva Weisser

“Our church has invested our building and endowment funds with CEIF for a number of years. The administrative support has been extremely helpful and responsive. We receive timely reports and complete and clear action and documentation as we have made changes in our investment mix.”

David D.